Protecting your future, today
At My Term Agent, we believe in securing your peace of mind. Discover how our term life insurance with living benefits can protect your income and your family when it matters most, even if life throws unexpected challenges your way.
What are living benefits?
Living benefits are features of life insurance policies that allow you to access a portion of your death benefit while you are still alive, under certain circumstances. These benefits can provide crucial financial support if you face a chronic, critical, or terminal illness, helping you cover medical expenses, modify your home, or maintain your income during difficult times.
Chronic illness
If you're unable to perform daily living activities, chronic illness riders can provide funds to help cover long-term care costs, ensuring your comfort and care.
Critical illness
Receive a lump sum payment upon diagnosis of a qualifying critical illness such as a heart attack, stroke, or cancer, allowing you to focus on recovery without financial strain.
Terminal illness
Access a portion of your death benefit early if you are diagnosed with a terminal illness, providing financial relief and the ability to manage end-of-life care and expenses.
Income protection
Living benefits can replace lost income if you're unable to work due to a qualifying health event, safeguarding your family's financial stability and lifestyle.
"My Term Agent made understanding living benefits easy and clear. I feel so much more secure knowing my family is protected."
Jessica L., McKinney, TX
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My Term Agent
McKinney, Texas, United States
Opening hours
Mon - Fri: 9am - 5pm
Saturday: By appointment
Sunday: Closed
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